As you get older, it’s important to make the most of your money. Whether you’re approaching retirement or already receiving your pension, you’ll likely be thinking about how best to manage and protect your finances. Luckily, there are plenty of discounts available for older people. To make sure you don’t miss out, we’ve put together a list of 10 great freebies and discounts for over-60s.
Top 10 Discounts for Over-60s
Whether you’re looking to travel across the country, pick up some new bits for your home, or to treat yourself to a cinema trip, there is something on this list for everyone. Of course, these are just 10 examples of the great freebies and discounts that are available for older people. It’s always worth checking before you book or buy; there might be a discount waiting for you.
1. Ride the Rail
It’s really important for older people to keep a strong social network. One way to do this is by heading out to visit friends and family across the country. It seems that train fares are always on the rise – but if you’re over 60, you can purchase tickets at a discounted price.
By purchasing a Senior Railcard you can get 1/3 off rail fares. Better yet is the fact that there are always special offers on railcards, meaning you can save even more money on your train journeys. If you have a Tesco Clubcard, you could use your points to get a 1-year Railcard for £15 instead of £30. However, to get the best value, you’ll want to go for the 3-year Railcard for £70 if you’re a frequent traveller.
You can apply for a Senior Railcard up to 14 days before your 60th birthday. You can also choose to receive a digital Railcard instead of a physical, plastic Railcard. The advantage of the digital version is that you can start using it straight away, as there’s no need to wait for postage. You can also store it on up to two devices, so there’s no need to worry about losing the actual card.
- If you prefer coach travel, National Express has the Senior Coachcard which also gives you a 1/3 off standard and fully flexible fares across the country.
2. DIY with a Discount
The B&Q Diamond Card is a great way for over-60s to save on their shopping. If you’re a keen gardener or you’re looking to make some home improvements, then you need to sign up to the Diamond Club from B&Q. Doing so will allow you to take an extra 10% off your shopping every Wednesday. The discount applies to a wide range of products such as plants and seeds, garden furniture, power tools, decking and paving, and Christmas products. It’s only available on in-store purchases and cannot be used online.
Update: As of September 2018, existing Diamond Card holders will continue to receive the 10% discount on Wednesdays but B&Q are no longer issuing new Diamond Cards. However, anyone can join the B&Q Club and benefit from perks like email vouchers, exclusive offers, and discounts on key cutting and van hire.
3. More Points at Boots
If you prefer cosmetics over gardening, you’ll want to check out the next of our great discounts for over-60s. You might be aware of the Boots Advantage Card scheme already. But did you know that over-60s can claim double the points on everything they buy at Boots? If you have a Boots Advantage Card and are 60 or over, you can claim extra discounts by joining the Over 60s Rewards scheme.
As a member, you’ll receive 8 points for every £1 you spend on Boots own-brand products and selected other products. There will also be exclusive events such as makeovers and prize draws, and you’ll receive extra points at Boots Hearingcare. What’s more, you’ll save 25% on your first pair of glasses or prescription sunglasses – more on glasses later.
4. Movie Savings
Going to the cinema has become a pretty expensive hobby over the years. However, some cinemas are now providing discounts for older people. For example, Odeon has the Silver Cinema Club which offers discounts for over-60s. This club includes a series of film screenings of movies aimed at the mature audience, with tickets costing £3 across the country. As a bonus, you’ll also receive tea, coffee, and biscuits before the movie starts. Other national cinema chains offer similar schemes, including Empire, Vue, and Picturehouse.
Update: as of June 2021, many cinemas have suspended their over-60s screenings due to COVID-19. Use the links above to check each cinema’s website for updates.
5. Free TV!
If you’re over the age of 75 you can enjoy all of your favourite TV shows for free. You’ll need to apply for your free TV Licence before you turn 75 in order to make the process simpler. Once you’ve received your Over 75 licence, it will cover you and anybody who you live with.
Remember, you need a TV Licence if you wish to watch or record live TV programmes on any channel. You’ll also need a licence to download or watch any BBC programmes on their iPlayer system (including live, catch up or on-demand). This also includes use on tablets, mobile phones, and computers. Apply for your TV Licence today.
Update: As of August 2020, free TV Licences are only available to over 75s who receive Pension Credit or live with a partner who receives Pension Credit.
6. Cheaper Haircuts
The cost of a haircut varies across the country for men and women. However, most hairdressers and barbers do offer reduced rates for pensioners on a daily basis. Some even have dedicated days for older clients. It’s worth heading out around your local town to see what deals you can find. We’d also recommend doing your research online – many barbers and salons will give details of any discounts for over-60s on their websites.
7. Free Bus Pass
The rules on free bus passes for older people have changed in recent years. Currently, in England, you can claim a free older person’s bus pass once you reach the female State Pension age, whether you’re a man or a woman. This will provide you with free local bus travel anywhere in England.
In Wales, Northern Ireland and Scotland, you can get an older person’s bus pass when you turn 60.
If you live in London, the Freedom Pass will grant you free travel on bus, tram, DLR, and most rail services in London, as well as free local bus travel across England.
8. Free Prescriptions
If you’re over 60, any medicine prescribed by a doctor is free anywhere in the UK. To get your free prescriptions, make sure you tell the chemist at the till and fill in the back of the prescription. You might have to show proof of age. This is one of the best freebies for over-60s, as older people are generally more likely to be living with one or more long-term medical conditions.
9. Football Games
Football clubs across the country offer concession ticket prices for older people. The age limit will vary at each club so it’s worth checking out prices on your favourite team’s official website. Some clubs may even offer special senior prices throughout the season. There might also be discounts for over-60s on food and drink at your local stadium.
10. Specsavers Savings
You need to look after your eyes as you get older, as the risk of sight loss and other eye-related conditions increases. In some cases, glasses may be unavoidable, so it’s lucky that Specsavers offer 20% off glasses and lenses if you’re over 60. The only condition is that your glasses of choice are from the £69 range or above. Your glasses will include a scratch-resistant lens treatment as standard. What’s more, you may be eligible for a free NHS-funded eye test. See the Specsavers website for more information about who qualifies.
More Freebies and Discounts for Over-60s
And there you have it – 10 great discounts for over-60s in the UK. Of course, this list is by no means exhaustive. Even if we haven’t mentioned your favourite chain or activity on this list, it’s always worth asking a member of staff or checking on the website. There may well be a discount for you, so make sure you claim it!
For more finance tips and money-saving advice, check out the Finance section of our blog.
Personal Alarm Information
The Lifeline Alarm service is designed specifically for older people to help you stay safe and independent at home. For many people, a Lifeline alarm is also a great way to save money. An alarm lets you call for help quickly in an emergency, often leading to faster medical treatment and better recovery. This can help you live independently at home for as long as possible, rather than having to move into a costly care home. Lifeline alarms can also help the NHS!
For more information about our life-saving personal alarm service, please get in touch with our friendly team on 0800 999 0400. Alternatively, complete our contact us form and we will get back to you as soon as possible. You can also read a quick guide to the pendant alarm service here.
Editor’s Note: Updated 14th June 2021.